Section 43B(h) & MSMED Act Compliance

MSME 45-Day Payment & Interest Calculator

Calculate mandatory payment deadlines (15 vs 45 days) for Micro & Small enterprise vendor invoices under Section 43B(h) of the Income Tax Act, plus 3x RBI compound interest penalties for delayed payments.

Vendor Invoice & Agreement Terms

Section 43B(h) Tax Impact

Mandatory Statutory Payment Due Date

15 May 2026

45 Days Limit under Written Contract
Section 43B(h) Disallowance: ₹1,50,000 (Taxable as Income)
Compounded Monthly Penalty Interest (3x RBI): ₹2,475.00 (19.5% p.a.)
Interest Expense Tax Deduction: NOT TAX DEDUCTIBLE